Here at FamilyCares In-Home Living Assistance, we are proud to offer dependable and professional home care, including personal care, companionship, and home support to our community in Philadelphia, Montgomery, Delaware, Bucks, and Chester counties.
Our in-home living assistant services are second to none, but you may be wondering: Does FamilyCares accept private pay, also known as private duty, for our services?
And the answer is yes! FamilyCares does accept private pay or private duty payments. So let’s find out exactly what that means for you and your family.
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While in-home care and assistance are absolutely more affordable than opting for a live-in nursing home for your loved one, it does still cost money.
Our agency will bill you for the services provided in a timely manner. If your loved one is covered by a Long Term Care Policy, we will work with that insurer to submit the documentation required so that you may seek reimbursement. If you have questions about other insurance options, please call us we are happy to assist you in finding the right option for your family.
For those of you who either do not have or cannot use your insurance agency or Medicaid services for in-home care, the best option would certainly be private pay.
Private pay, also known as private duty, is when you pay for your home care privately. This means that the individual or family will pay for all aspects of care with their own money.
While in the industry, it’s often called private pay or private duty home care; you may understand it better as an “out-of-pocket” expense. Which simply means that you use your savings to pay for the care you or your loved one requires.
It’s important to understand that when it comes to insurance policies and Medicaid or Medicare support, not all in-home services and costs are included. Sometimes, partial costs are covered, while in other situations, insurance can’t help at all. That is why private pay is actually the most common home care payment method.
Many families use private pay, whether from the account of one member or several members paying together to cover the costs of the required in-home care.
Now, while trying to understand private duty, you will likely find information about private duty nursing as well. However, you should know that private duty home care and private duty nursing are two different things.
Private duty home care, as you now know, is when in-home care is paid for out of pocket; private duty nursing is a specific type of in-home care in which the client pays a Registered Nurse for professional medical care in the home.
Private nurses are skilled medical professionals who can administer physician-ordered care, such as ventilator care, G-tube care, and other technical procedures.
FamilyCares does not offer private nurses for home care. While our caregivers are certainly professionally trained to care for you or your loved ones, they are not Registered Nurses and, therefore, cannot provide in-home medical care.
Our caregivers can offer daily living assistance, personal care, companion care, and home support. But we do not provide medical healthcare.
So if Skilled Medical Care is also required, we recommend opting for an hourly private nurse, as well as a kind and considerate caregiver, for the best overall care. We are happy to assist you in finding all of the options you may need
If you are planning to use private duty to pay for the in-home assistance care that you or your family needs, it’s absolutely crucial that you determine how much that care will cost before going forward to ensure that you and your family can manage the costs.
We know that every person and experience is different, which also means that the cost of care will vary depending on your specific needs.
Here at FamilyCares, we are proud to offer hourly, daily, or even 24-hour in-home care. And each of these options has a different price point.
It’s also important to note that the cost will also change depending on if you require companion care, personal care, daily living assistance, and Alzheimer’s or dementia care.
Now that you understand the at-home services that FamilyCARES and our exceptional staff can offer you and your family, you’ll be glad to know that you can reach out any time with questions or inquiries or to get started planning your at-home care.
You can stop by our offices at 954 Montgomery Ave #4, Narberth, PA 19072, give us a call at (267) 946-5887,
or email us at Kathy@familycares.com. We’re always here and happy to help!
Call us directly! We monitor a 24-hour line 7-days a week.
Interested families should call us at any time!
You can always visit our office in Narberth, PA.
