What is Private Pay Home Care?
Private pay, also known as private duty, is when you pay for your home care privately. This means that the individual or family will pay for all aspects of care with their own money.
While in the industry, it’s often called private pay or private duty home care; you may understand it better as an “out-of-pocket” expense. Which simply means that you use your savings to pay for the care you or your loved one requires.
It’s important to understand that when it comes to insurance policies and Medicaid or Medicare support, not all in-home services and costs are included. Sometimes, partial costs are covered, while in other situations, insurance can’t help at all. That is why private pay is actually the most common home care payment method.
Many families use private pay, whether from the account of one member or several members paying together to cover the costs of the required in-home care.